SIP & Lumpsum Calculator
Results
Investment Amount: ₹0
Estimated Returns: ₹0
Total Amount: ₹0
How to Use a SIP & Lumpsum Calculator – Step-by-Step Guide
A SIP & Lumpsum Calculator is a powerful tool that helps investors estimate potential returns on their investments, whether through Systematic Investment Plans (SIP) or lump sum investments. Follow these simple steps to use the calculator effectively:
Step 1: Choose Your Investment Type
At the top of the calculator, you’ll see two options:
- SIP (Systematic Investment Plan)
- Lumpsum
Click on the appropriate tab depending on your investment method. For recurring monthly investments, choose SIP. For one-time investments, choose Lumpsum.
Step 2: Enter Your Investment Amount
- For SIP: Input the Monthly Investment (₹) amount you plan to invest every month.
- For Lumpsum: Input the Total Investment (₹) you want to invest as a one-time amount.
Step 3: Enter the Expected Return Rate
Fill in the Expected Return Per Annum (%). This is the average annual return rate you expect based on market performance (e.g., 10-12%).
Step 4: Enter the Time Period
Specify the Time Period (Years) you plan to stay invested. Longer durations generally yield better compounding returns.
Step 5: View the Results
Once you’ve entered all the inputs:
- The calculator will display the Total Investment Amount.
- It will also calculate your Estimated Returns, based on compound interest.
These results help you get a clear understanding of how your money will grow over time, and make better-informed investment decisions.